You can improve your credit score by opening accounts that report to the credit bureaus, maintaining low balances, paying your bills on time and limiting how often you apply for new accounts.
1. Build Your Credit File
2. Don’t Miss Payments
3. Catch Up On Past-Due Accounts
4. Pay Down Revolving Account Balances
5. Limit How Often You Apply for New Accounts
Additional Topics on Improving Your Credit
- 24 Tips to Improve Credit in 2024
Whether you’re feeling confident or anxious about your finances, your credit score will be a key contributor to whether you’ll be able to meet your goals. - How to Improve Your Credit Score in 30 Days or Less
Improving credit can take time, but there are some things you can do that can have an almost immediate impact on your score. Here’s what to know. - How to Get Your Credit Ready for a Mortgage
Prepare your credit for a mortgage loan by checking your score and reports and addressing potential issues. Read on for more specific steps to take.